Business Owners' Policy (BOP)

Your business is your livelihood. Sometimes things happen we never foresaw. Click here to see how to prepare for this.

Home Insurance

Your home is the most valuable thing you will probably ever own. Click here to learn how we can help you protect it.

Car Insurance

We use our cars every day. Not everyone is as safe a driver as you are. Learn how we can protect you from them.

Renter's Insurance

If you rent, the building is covered by the owner. However, your personal property needs special coverage to be protected.

Workmen's Comp Insurance

All employers need this in case their employees get hurt on the job. Click here to learn how we can help with this.

General Liability Insurance

Your business is critical. Protect yourself against general liability claims with one of our cost-effective policies.

Still In The Same Location!

Some of our clients have expressed some questions over our recent change of name. We have done this so we can serve you better!

But not to worry! We are still the same warm, caring professionals we have always been, we have simply expanded our reach so we can now connect with a significant number of additional providers. This allows us to find the perfect coverage for you and your unique needs, and find it for you at the best price.

Even though we are now Crusoe Insurance, we are still located at 1029 Highway 51 (Suite G2), in Madison. You can see a map and our phone numbers on our Contact Us page, and we will be delighted to see you at any time. Well, any time during business hours, but if you have special requirements, we will also be happy to meet with you at other hours by appointment.

So stop by and visit us today!



By their very nature, disasters are always a surprise. No one ever expects a disaster to happen to them. However, storms happen. Trees fall on houses. Plumbing blockages soak carpets and destroy wood floors. Your sweet-as-pie gentle pet dog can’t take any more of a neighbor child’s teasing and bites the child. A well-meaning lawn groomer rides the mower into the side of your tool shed, which collapses. You start your washing machine and it floods your entire house while you’re at the store. A burglar breaks in while you’re on vacation and makes off with all your treasured memories. A salesman or a student selling candy trips on your front walk and breaks his leg. Think this can’t happen to you? You might want to think again. Homeowner’s Insurance from The Crusoe Insurance Agency can protect you from financial disaster from all these events, and more. SAVE MONEY! Many people are worried about how much homeowner’s insurance will cost. If this is your concern, too, just call me. I’ll be happy to look at your situation and give you a free, no-obligation quote. Will it be a good one? Just ask James (Tony) Meyers, who saved more than a thousand dollars with his combined homeowners, auto, and personal umbrella policy. Find out if I can do the same for you. Contact me here.

James Meyers SAVED more than $1,000!

This delighted client SAVED more than $1,000 with Crusoe Insurance!

These clients had an unexpected surprise one evening. They were surprised by the sound of a tree crashing through their roof. Not only did this tree smash their roof, it also knocked siding off their house and allowed rain inside, damaging both the upstairs and the downstairs areas. Fortunately, no one was hurt in this disaster.
The homeowners had another surprise when the owner of Crusoe Insurance showed up within 30 minutes of the storm, and had the house tarped and the tree cutters at work within an hour.


The third picture is after the repairs were completed. The house is returned to its before-the-storm condition.

They were mightily impressed by our customer service.



CRUSOE INSURANCE is the best place to get your Automobile Insurance. Unlike those giant “You are just a number to them” agencies, we don’t try to sell you a prepackaged bundle that may or may not suit your needs. Instead, we take the time to talk with you and determine exactly which coverages are right for you, and for the other drivers in your family. With many options for collision, comprehensive, liability, uninsured motorist, medical expenses, roadside assistance, and rental reimbursement, we will find the perfect auto insurance coverage for your individual needs.


We are delighted to partner with one of our best providers to launch our new small BUSINESS OWNERS PROTECTION policies. These policies can be individually customized and tailored to address your concerns with added coverages and enhancements. Some of what we offer in these policies includes:

+General Liability Insurance +Errors and Omissions
+Property Insurance +Professional Liability
+Cyber Suite Insurance +Workers Compensation

We are deeply invested in the communities where we live and work, and have first-hand experience in the kinds of challenges you face every day.

We understand the needs of every small business owner are unique, and we will work with you to give you the peace of mind you need to focus on what you do best – running your business.

Contact us TODAY to get a free, no-obligation assessment of your individual situation, and a free estimate.


If you live in an apartment or a rental house, your landlord covers the insurance on the building. However, YOU are responsible for all your own belongings IN that building. Your “stuff” is your life. Don’t risk losing it to theft, fire, wind, or flood. We can even write special coverage for specific valuables, such as art, jewelry, or musical instruments. You are also responsible for liability if someone gets hurt in your residence, or sometimes even when on the way to visit you. RENTER’S INSURANCE is the solution for you. We will work with you to design the perfect combination of coverage for loss or damage of your belongings, and for liability where needed. CONTACT US today for a free, no-obligation estimate.


EMPLOYERS! You probably already know that Workmen’s Compensation Insurance is something you cannot be without. With this kind of insurance, you provide insurance guaranteed to provide wage replacement and medical benefits to employees injured in the course of their job, in exchange for their mandatory relinquishing of their right to sue you for the tort of negligence. Not only will your workmen’s compensation insurance policy protect you from bankruptcy in the event of an employee’s being hurt on the job, it will also give you an attractive benefit to offer prospective employees. When you advertise for people to fill a job, including a phrase such as “Workman’s Compensation Insurance Provided” will be very attractive to the more qualified candidates for that job. Accidents happen in the workplace every day. Don’t be without this vital protection for your business. CONTACT US today for a free, no-obligation estimate of this coverage for your business.


General Liability Insurance is one of the most reassuring policies you can have for the surety of your business. This type of insurance is also known as “Business Liability Insurance,” this coverage protects you and your business from almost all general claims involving property damage or bodily injuries. General Liability Insurance can help cover attorney’s fees, medical expenses, and other damages such as to property, for which your business may be held legally liable or responsible. This may be as a result of your products, your services, your operations, or it might involve damages to your landlord’s property. It generally will NOT cover workmanship, professional errors, intentional acts, vehicle accidents, or employee injuries, but we offer other policies to cover you there. Please contact us today for more information and a free evaluation of your needs.